CollFin Receivables LLC · Powered by Collection House

Insurance receivables —
collected for you or automated by you.

Two paths. One stack. CollFin is a licensed collection agency that recovers insurance-originated debt on your behalf. Collection House is the platform powering CollFin — available to license for your own operation.

For Insurance Carriers

Place accounts with CollFin

Our licensed agency collects on your behalf — you get a real-time carrier portal and a clean monthly remittance. Contingency only; no platform fee to start.

Learn how it works →

For Collection Agencies

License the Collection House platform

Deploy the same tech stack that runs CollFin in your own agency — multi-tenant, white-labeled, FDCPA/Reg F compliant out of the box.

See the full platform →

CollFin Receivables LLC

A collection agency built for the 21st century

Insurance carriers send us unpaid balances. We handle outreach, disputes, and payments — then remit net proceeds back to you with a full audit trail.

Intake without the busywork

Drop a CSV, SFTP a batch, or connect via API. We validate, dedupe, and build cases automatically — same day.

Outreach that follows the rules

Email, SMS, letter, and voice — sequenced automatically with FDCPA/Reg F compliance enforced at the platform level, not by a human checklist.

Payments that reconcile themselves

Card, ACH, and payment plans captured through our debtor portal. Every dollar tracked against your accounts in real time.

Your own carrier portal

Watch every account — contacted, paid, disputed, escalated — live. No waiting for a monthly mystery report.

Clean monthly remittance

Net proceeds wired to you on a fixed schedule with a full statement. No spreadsheet reconciliation on your end.

Contingency only to start

Pilot program runs on pure contingency — we earn when you collect. No platform fee, no lock-in, no upfront risk.

How placement works Talk to us about your book

Collection House Platform

The same stack. Your agency. Your brand.

Collection House is the enterprise-grade platform that runs CollFin. License it to operate your own multi-carrier agency — white-labeled, FDCPA/Reg F compliant, and ready on day one.

Multi-tenant from the ground up

Row-level carrier isolation, separate portals per client, and a tamper-evident audit trail — all built in, not bolted on.

Full channel stack

Email, SMS, letter, voice, and IVR — versioned templates, frequency caps, quiet-hours enforcement, and inbound capture.

Compliance-first architecture

Regulation F call caps, validation notices, cease-and-desist propagation, dispute SLAs, and a signed exportable audit log.

White-labeled per carrier

Each carrier tenant gets its own branded portal, debtor-facing communications, and remittance statements.

Payments & reconciliation

Stripe integration for card, ACH, installment plans, refunds, and NSF — auto-allocated across invoices and settled against carrier remittances.

Analytics & reporting

Recovery curves, channel performance, cost-to-collect by account cohort, and scheduled exports — for your ops team and your clients.

See the full platform Request a platform demo

Built for trust — across both models

Whether you're placing accounts or running your own operation, compliance isn't optional.

FDCPA & Reg F enforced

Validation notices, the 7-in-7 call cap, cease-and-desist propagation, and electronic opt-outs are enforced at the system level — not delegated to individual judgment calls.

Tamper-evident audit trail

Every communication, payment, dispute, and status change is recorded in a hash-chained, append-only log. Exportable for regulators, carriers, and auditors.

Isolated by client

Row-level data isolation keeps every carrier's receivables, payments, and consumer data strictly separate — no cross-contamination, even in shared infrastructure.